So many of the words we spouted in our youth, like “That’s groovy” or “Don’t trust anyone over 30,” and my favorite, “Make Love, Not War,” make me chuckle.

Nothing would make us sound more dated and aged than describing a movie or event as groovy. And if you are visiting this site, you are most definitely over 30. On the other hand, no matter our age, we could all do well with having more love and less war.

Like these outdated phrases – and the dinosaurs in the video above – so, too,  is the misinformation about reverse mortgages.

I confess I was one of the doubters. But I started to research this beautiful loan program.

In fact, I have a reverse mortgage of my own, and because of that, I’m planning a big trip every year starting with a visit to Spain.

 I have made it my mission to help active (and not-so-active) adults have dignity and financial health in their later years.

There are so many things that you can do with a reverse mortgage. And there are different ways to have the money distributed to you.

Imagine a living legacy.

Help your adult children buy a home or add on to their home.

Help your granddaughter pay her college tuition.

Experience the satisfaction of seeing your loved ones enjoying your financial gifts now! 

You can spend the reverse mortgage proceeds any way you like. So…

• Buy that candy apple red corvette.
• Take the trip of a lifetime.
• Have weekly pedicures, manicures and hair appointments.
• Take a French cooking class in Provence

Sometimes the reverse mortgage can make the difference between pinching pennies and having the little luxuries of life. Have the security of knowing that if your AC fails or a tree falls on your roof you will have the money to cover those unexpected expenses.

You can decide how you would like your loan proceeds distributed:

• A monthly income
• A lump sum
• A line of credit
• Or a combination.

It is your money! It comes to you tax free. And you never have to make a payment.t.

You cannot outlive the loan.

You cannot lose your house.

Even if property values fall below the amount of your loan, your house is safe. Your line of credit is still yours to spend.

When you die your heirs are not responsible for your debt. But if there is equity in your house at your death, your heir will have the right to sell the house and keep the profits.

You NEVER make a payment as long as you live in the house, pay all of your usual expenses like HOA dues, taxes and insurance and maintain the property.

I am here to help.

Send me an email or call me. Let’s see if a reverse mortgage works for you.

Check out the video below, about the 95-year-old man, Bill, and what a reverse mortgage did for him.